Michael Steven has 4 audiobooks on Listento.it, narrated by 2 narrators, with an average listener rating of 5★ across 4 ratings. The most-rated is Financial Freedom with Real Estate.
Financial Freedom with Real Estate
Summary
If you want to stop relying on your day job and have the freedom to pursue your dreams, then keep reading.... Do you feel stuck in a miserable job, slaving away from nine to five because you don’t have any other income and are scared of not having enough to get by? Do you want to have the flexibility and freedom to spend more time with your family, travel the world, or work on your personal projects? Are you looking for a way to increase your income and build your wealth without spending a lot of money upfront and while still keeping your day job? If you answered “Yes” to any of the above questions, then you may want to consider investing in real estate as a path toward financial freedom. According to Forbes, real estate offers the safest, steadiest, and simplest way to build wealth. In fact, Andrew Carnegie once claimed that “90 percent of millionaires become so by investing in real estate”. Even millennials know that real estate is a key way to build wealth, with the average millennial millionaire already owning three properties. I know what you’re thinking...I don’t have millions of dollars to buy real estate! Well, you don’t have to be a millionaire to get started in real estate investing. Many millionaires started with just a small investment and built up their portfolio from there. For example, Arnold Schwarzenegger used his bodybuilding savings to invest in real estate, which eventually made him his first million. Acting didn’t make him a millionaire. Real estate did! Think of it this way: By saving and investing just seven percent of your paycheck for a down payment, you can already own real estate and start reaping the benefits. Financial Freedom with Real Estate is a straightforward guide to help you understand how wealth creation works through real estate. It provides useful tools and strategies for real estate investing, even without millions of dollars. In Financial Freedom with Real Estate, you will discover: How you can replace your salary with rental income so you are not dependent on your nine-to-five job Why millionaires like Shark Tank judge Barbara Corcoran say that real estate is the best investment you can make A step-by-step guide into getting into your first real estate investment Six essential formulas you need to master to make money How to buy your first investment property, even if you don’t have money to invest The secret to saving money by owning real estate The lease arrangement that most real estate investors overlook, that can bring in higher and steadier returns Three simple ways to double, then triple, and exponentially increase your investment portfolio and send you on your way to becoming financially free An easy-to follow checklist when choosing a property to invest in And much more It is no longer enough to rely on your job. The COVID-19 pandemic has shown how expendable employees can be in times of crisis. Sixty-four percent of Americans don’t have enough money for retirement and will have to keep working beyond 60. Do you want to be one of these people? Don’t get left behind and remain stuck in a thankless job. Start your journey toward financial freedom today.
©2020 Michael Steven (P)2020 Michael Steven
Commercial Real Estate
Summary
Power up your investment portfolio and earn more than you ever thought possible. Have you been investing for a while but wish it could give you better returns? Are you looking to expand your portfolio beyond stocks and bonds? Do you want to invest in a stable, yet high-return market? If so, commercial real estate may make a good addition to your portfolio. Commercial real estate may seem like something only institutional investors or millionaires get into. Yes, they cost a lot more than single-family residential properties, but they also give you the opportunity to make a lot more. According to the National Council of Real Estate Investment Fiduciaries (NCREIF) Property Index, commercial real estate has made an average of 12.7% annually over the past 15 years compared to 8.8% in the S&P 500. And you don’t have to be a millionaire to get involved in commercial real estate. There are a variety of ways you can get financing, without getting yourself into millions of dollars in debt. Although there are risks to any investment, with commercial real estate, your risk is cushioned by multiple and better-quality tenants and longer-term leases. Not only that, but you also have more control over how you mitigate those risks. To know more about what is involved in commercial real estate investing, refer to this useful introduction to commercial real estate that will help you make the right investment decisions for your portfolio. In Commercial Real Estate: Journey Towards Financial Freedom, you’ll discover: The number one rule to follow when finding a property to invest in that will protect you from making hasty decisions The biggest difference between residential and commercial real estate that makes commercial properties more attractive How to evaluate the income potential of an investment by calculating these key numbers The most crucial mistake many new commercial real estate investors make in a misguided attempt to save money Four creative financing methods where you won’t need to take out your own money for down payment How to be a commercial property owner for an investment of as low as $1,000 Seven lazy ways to invest in commercial real estate if you don’t want to be hands-on in your investment A comprehensive checklist to guide you through your due diligence and ensure that you leave no stone unturned before you invest in a property The secret to protecting your personal assets that experienced commercial real estate investors use for their business transactions Why you need to have several exit strategies in mind before you’ve even invested in any property And much more. Going from investing in bonds and stocks to investing in commercial real estate may seem like a big leap. They are vastly different types of investments to take on. There is plenty of additional research and work needed when investing in real estate, compared to investing in the stock market. But even if you don’t have experience with real estate, even the residential kind, you can educate yourself enough to get into commercial properties with enough patience and determination. Nothing is too complex that it can’t be learned if you put your mind to it. You just have to get started and put what you learn into action.
©2020 Michael Steven (P)2021 Michael Steven
Journey Towards Early Retirement Through Real Estate Investing
Summary
How to make enough passive income from your properties to retire in 10 years, even if you have zero investments today. Do you want to shorten your years working a nine-to-five job and increase the years you’ll spend doing what you love, while you can still do it? Traditional wisdom advises us to keep toiling, scrimping, and saving until we finally reach the retirement age of 60, after which we can live off what we’ve saved and hope we die before it runs out. But what if you can hustle more today, so you don’t have to wait until you’re a senior citizen to enjoy life’s freedoms? What if you can continue making money in retirement, so that you can afford to leave a significant nest egg to your children? Real estate is lauded by many financial experts as a key to building wealth. It’s a reliable means of beating inflation, a tangible investment that can be leveraged and can exponentially increase its value through capital appreciation. One of the best benefits of real estate is its income-producing opportunities. There are a lot of ways real estate can make you money, from flipping, rentals, and more. You can take advantage of these opportunities to build a regular pension that will provide a steady source of income - and replace your day job - way sooner than it would take with stock investments. If you’re willing to put in the research and the leg work, retirement can come sooner rather than later by investing smartly in real estate. Get to know the fundamentals and processes involved in starting a real estate portfolio for retirement income in this handy guide to real estate investing. In Journey Towards Early Retirement Through Real Estate Investing, you will discover: How to determine exactly how much you need in order to retire (it might not be as much as you think!) How to buy your first investment property with limited funds and minimal experience The indispensable step you should never skip when selecting an investment property, which will save you time and money down the road How you can live in your property for free while easing into the world of real estate rentals How taking out a loan and paying interest can help you save money and earn a higher return on investment How you can upgrade to a bigger and more profitable property without having to pay additional taxes Five resourceful value-adding ideas to add significant dollars to your rental income without having to shell out more money How to shorten your mortgage by as much as 13 years, while continuing to invest in more properties And much more. Nothing worthwhile will come without some effort and commitment. Even though early retirement doesn’t seem like an achievable goal right now, if you’re truly serious about changing your life’s trajectory, you can make it happen. There will be some lifestyle changes involved, a lot of hard work to be done, and a huge amount of patience required. But in the end, all that will be worth it to live the life you’ve always wanted. If you want to set yourself up for a retirement that continues to provide you with steady income, without having to work forever, then scroll up and click the “Buy Now” button right now.
©2020 Michael Steven (P)2021 Michael Steven
Getting Out of Debt: Money Management: You Cannot Afford to Wait Any Longer
Summary
Get your finances in order, pay off all debt, and finally have peace of mind.... Have you been feeling anxious and losing sleep, worrying about paying just the minimum monthly payment on all your bills? Have you been avoiding phone calls, fearing that it may be debt collectors calling? Have you stopped opening your mail because you feel so overwhelmed with all the bills you have to pay? Living with all this fear and anxiety takes a toll on your physical and mental health, which can affect your relationships, your career, and your future. In fact, you are probably having a hard time even visualizing the future, let alone planing for it, when you are struggling to get by today. You don’t have to live like this for the rest of your life. And waiting to get started will only make it more difficult to get out of it. You can take small steps today to start working your way toward fixing your finances and finally paying off your debt. In Getting Out of Debt, you will discover: The harmful mindsets that keep you stuck in a vicious debt cycle, and how to get out of it An easy-to-follow guide teaching you exactly how to start fixing your finances The simple trick that will give you at least $200 extra cash each month The number one thing you must do before paying off debt What Warren Buffett has done for more than 60 years that you can easily do today to avoid future debt Proven debt payment strategies recommended by personal finance experts to slash your debt significantly every month When you can borrow again (it’s not never!) And much more You may have doubts right now, and that’s perfectly normal. You’ve been living with debt for so long that you can’t imagine what life would be like without it. But it is possible. Even if you live on a low income...even if you have a family to support...even if you don’t know where to start...by taking your first step now, you will be one paid bill closer to freedom and one deep breath closer to a life without financial burdens. If you want to fix your finances and stop living with debt-related anxiety and stress, then scroll up and buy right now.
©2020 Michael Steven (P)2020 Michael Steven